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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Republic State Mortgage Co has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships.

As an experienced lender, Shelia Phillips is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Shelia Phillips can help.


Shelia was very helpful throughout our home loan process. I am grateful for her expertise and willingness to go the extra mile to help us get our dream home.

- Kalee W.

Sheila did a great job made me feel like family

- Jack W.

All the support we had along this big journey.

- Faith D P.

Shelia is what made it great very knowledgeable and understanding

- Kimberly J A.

Shelia did all she could do to make sure I got a loan that met my needs. If I had a question late in the day, she was still quick to answer.

- Cheyenne U.

Sheila was patient, informative, always going the extra mile to stay in touch. Sheila was always just a phone call away.

- Mary Elizabeth C.

Shelia is an amazing Lady with unquestionable knowledge and experience and has such a Kind Heart and you can tell that she really really cares for you and helping you achieve your dreams of home ownership!!! We (Me and Elizabeth) would definitely have not known which way to turn through this journey of purchasing a Home that we can now call ours!!! Thank you so much Shelia!!! Love Wes and Elizabeth!!!

- Wesley W R.

Sheila! Super fast and helpful

- Graydon S K.

Shelia works very quickly and diligently! She made the process easy to understand and communicates very well.

- Savannah A K.

Sheila was always helpful and honest. She always answered my questions in a timely manner and was willing to answer my questions even after office hours. The entire process went smooth and I was extremely satisfied with the customer service I received.

- Matthew T S.

They help with everything and every question we had. Overall it was great and I recommend them to anyone and go thru them again if I ever have to.

- Osvaldo E M.

Quick to respond and pushes to help you get your home loan

- Alisa R Y.

Sheila was an amazing person to work with! She was very patient and understanding when we would run in to something that would delay us a little.

- Breanna D H.

Sheila was great to work with. She made the process easy and smooth.

- Williiam J S.

She will go out of her way to help you!!!!!! she is a very nice person.

- Kevin L Goodpaster

Wouldn't go with anyone else!

- Pamela Ellison

Great person for your home needs.

- Alesia Flynn
Shelia Phillips

Shelia Phillips

I am licensed in: KY-MC361576

Loan Officer
NMLS ID #: 1436982

Office: 606-341-1143
Fax: 606-341-1282

Apply Online

Contact Shelia Phillips

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